SERVICES We furnish investment research, management and consulting services. We serve both institutions and individuals. Investment Advisor Creative Investment Research, Inc. is an investment research and consulting firm owned by William Michael Cunningham. Mr. Cunningham is an investment advisor. An Investment Advisor makes investment decisions and continuously reviews, supervises and administers investment activities. Socially Responsible Investing (SRI), Environmental, Social and Governance (ESG), and Corporate Social Responsibility (CSR) advisory services: Social Investing policy creation and management, Screening, Shareholder Activism, Community Development Investing, Positive investing activities targeting underserved communities, Investment Education and Business Advisory Services.Create new investment analysis tools that can save millions, if not billions. On December 22, 2003 and February 6, 2006, we warned regulators that statistical models created by the firm using the Fully Adjusted Return ® Methodology signaled the probability of system-wide economic and market failure. This was one of the first warnings issued concerning the credit crisis. Clients who, based on this warning, adjusted their asset allocation away from subprime, MBS, and other sectors saved millions. Developing new, high impact SRI products and tools (Click on any line below for more information): We pioneered the systematic use of financial and social data in the selection and evaluation of financial institutions when we created the first social and financial impact methodology, the Fully Adjusted Return ® index, in 1991. We developed the first CRA securitization. (MBS pool backed by loans from minority financial institutions. Investment first proposed in 1992.) We created a refinancing plan for victims of property flipping in Minneapolis. We proposed the first CRA-linked equity investment.(Equity investment tied to Community Reinvestment Act rating.) We participated in and helped create the first NBA team-sponsored financial literacy program. We proposed a faith-based, World Bank-backed microcredit bond. Economic Consultant: Lead support for public and private sector consulting projects. Conduct quantitative and written analyses, develop custom databases, perform statistical data analysis. Focus on applied micro analysis and industrial organization. Develop strategic insights from data analysis. Research best practices, programs. Publications Publications Call 866-867-3795 for information. CONTACT